Note 31 – Contingent liabilities
| Group | Parent Company | |||
| SEK m | 31 Dec 2021 | 31 Dec 2020 | 31 Dec 2021 | 31 Dec 2020 |
| Commitments | 1,368 | 339 | 1,368 | 337 |
The Group’s commitments consist of forward flow contracts and portfolio acquisitions that are signed but not yet settled. In forward flow contracts, a pre-determined volume (fixed or range) of NPLs is acquired at a pre-defined price during a certain time period.